On April 1, 2009, an Optional Critical Choice Care Insurance program became available to all eligible NSCAD University employees and their spouses. This is a voluntary benefit and premium is 100 per cent paid for by the employee.<\/p>\n
Critical Illness Insurance is a \u201cliving benefit\u201d that is intended to provide you and\/or your spouse with a lump sum payment if you are diagnosed with one of the following illnesses or medical conditions:<\/p>\n
\u2022 Heart attack \u2022 Loss of speech \u2022 Coronary artery bypass surgery \u2022 Benign brain tumor \u2022 Stroke \u2022 Coma \u2022 Life threatening cancer \u2022 Major burns \u2022 Parkinson\u2019s Disease \u2022 Major organ transplant \u2022 Alzheimer\u2019s Disease \u2022 Major organ failure requiring transplant \u2022 Multiple Sclerosis \u2022 Motor Neuron Disease \u2022 Kidney failure \u2022 Aorta surgery \u2022 Paralysis \u2022 Heart valve replacement \u2022 Blindness \u2022 Loss of limbs \u2022 Deafness<\/p>\n
This insurance is a cost-effective way to supplement your personal financial and insurance coverage. The tax-free money is yours to do with as you wish. Examples include: paying for medical expenses not covered under provincial health care; adapting your home to meet your special requirements; paying for debts or mortgages; taking a much-needed holiday to speed your recovery; preserving assets by replacing lost income and ensuring that investments aren\u2019t swallowed up by unexpected illness.<\/p>\n
The plan provides a guaranteed issue benefit of up to $50,000. If you or your spouse wishes to enroll in the plan, complete and return the enrollment card to your Human Resource Representative or Payroll and Benefits Coordinator.<\/p>\n
If you are applying for coverage over $50,000, medical evidence of insurability must be provided by completing the Application for Critical Choice Care Form. This form is available on-line and, upon completion, should be submitted directly to AXA’s Dartmouth office.<\/p>\n
For more information, please contact AXA Assurances Inc. @ 1-800-848-0158.<\/p>\n
Forms and brochures:<\/p>\n
Critical Choice Care application<\/a> Optional Critical Choice Care Insurance On April 1, 2009, an Optional Critical Choice Care Insurance program became available to all eligible NSCAD University employees and their spouses. This is a voluntary benefit and premium is 100 per cent paid for by the employee. Critical Illness Insurance is a \u201cliving benefit\u201d that is intended to provide … <\/p>\n
\nCritical Choice Care Brochure<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"